Non Profit Insurance
Non Profit Insurance Quote Forms
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Non Profit Insurance Information
Non-Profit Insurance Specialists In California
Just like businesses protect their assets with insurance, nonprofits should do the same. Non-profit organizations are all unique in their operations. While some work to preserve wildlife, others care for the elderly. What if a sudden fire burned down your headquarters? What would happen to the people, animals or environments your nonprofit serves?
What Are The Benefits Of Non-Profit Insurance?
Nonprofits often function on a tight budget. This makes getting insurance important as a large, unexpected expense can be detrimental. A good nonprofit insurance policy will have the right balance of price and coverage.
What Types Of Insurance Should A Non-Profit Get?
There are many types of insurance for nonprofits. Here are some common types of nonprofit insurance. Keep in mind this is a list of the different types. Because every nonprofit is different, we can help you determine which coverage best fits your needs.
- General Liability Insurance protects against injury and property damage to third parties. This can include visitors, customers, suppliers or associates. Employees are often covered separately by worker’s compensation.
- Property Insurance protects your assets in the event of a fire, disaster or vandalism. These assets can include the building, fixtures, equipment, machinery, furniture, computers, inventory and supplies.
- Commercial Auto Insurance covers injuries from an accident involving your staff or volunteers using any car, including their own, for nonprofit activities.
- Product Liability Insurance protects your nonprofit in the event of a lawsuit claiming your product is unsafe or defective.
- Directors & Officers Insurance protects the members of your board of directors and your officers in the event of a lawsuit alleging fraud or financial mismanagement.
- Professional Liability Insurance protects against claims of mismanagement and workplace incidents like discrimination or sexual harassment.
- Workers Compensation Insurance compensates employees for medical expenses and lost wages after an on-the-job injury.
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